If you want to pay your bills online and use e.g. the possibilities of BROU onlinebanking (Banco de la República Oriental del Uruguay) you will somtimes reach the limits of what is possible. Not all companies are available in the Multipagos department of BROU online banking. Such as Asociación Española or Porto Seguro insurance. To change that, a relatively young team in 2012 has founded the company "Paganza".

If you have an account at one of the 6 biggest availble banks in Uruguay you can use Paganza. At the moment these banks are available:
Itaú, Discount Bank, BBVA, BROU, Scotiabank and HSBC.

You can pay your bills on the website or with an App, available for Android, Iphone and Windows mobile for more than 650 services and companies. If you miss one company on the list, you can send a request to Paganza and ask them to add the missing company to the list.

If you use a smartphone the App even offers the possibility to scan the barcodes you find at the bottom of uruguayan bills. And the best is: the use is free of costs. But you should keep in mind that the payment will not be carried out immediately and takes place the next working day at the earliest. The operation as well as the configuration is exclusively in Spanish language.